Call reports 2002
FIRST PORT CITY BANK — 2002
What FIRST PORT CITY BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 76,575,000 | 78,875,000 | 79,568,000 | 93,771,000 |
| Total loans | 40,888,000 | 42,845,000 | 45,564,000 | 45,246,000 |
| Allowance for loan losses | 530,000 | 524,000 | 524,000 | 520,000 |
| Securities available for sale | 29,414,000 | 27,220,000 | 26,603,000 | 30,662,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 59,545,000 | 61,224,000 | 61,199,000 | 73,705,000 |
| Interest-bearing deposits | 50,294,000 | 51,455,000 | 50,910,000 | 61,504,000 |
| Noninterest-bearing deposits | 9,251,000 | 9,769,000 | 10,289,000 | 12,201,000 |
| Equity capital | 10,888,000 | 11,378,000 | 11,891,000 | 11,989,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,094,000 | 2,173,000 | 3,262,000 | 4,349,000 |
| Interest expense | 430,000 | 806,000 | 1,172,000 | 1,538,000 |
| Net interest income | 664,000 | 1,367,000 | 2,090,000 | 2,811,000 |
| Noninterest income | 134,000 | 256,000 | 379,000 | 512,000 |
| Noninterest expense | 458,000 | 924,000 | 1,388,000 | 1,885,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 342,000 | 713,000 | 1,128,000 | 1,485,000 |
| Income tax | 84,000 | 167,000 | 268,000 | 261,000 |
| Net income | 258,000 | 546,000 | 860,000 | 1,224,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,002,000 | 11,158,000 | 11,358,000 | 11,609,000 |
| Total capital | 11,532,000 | 11,682,000 | 11,882,000 | 12,129,000 |
| Risk-weighted assets | 61,135,000 | 50,955,000 | 52,212,000 | 56,869,000 |