Call reports 2001
FIRST PORT CITY BANK — 2001
What FIRST PORT CITY BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 75,438,000 | 74,102,000 | 73,760,000 | 78,826,000 |
| Total loans | 38,853,000 | 36,399,000 | 37,378,000 | 41,200,000 |
| Allowance for loan losses | 531,000 | 531,000 | 531,000 | 531,000 |
| Securities available for sale | 26,734,000 | 28,947,000 | 26,662,000 | 30,655,000 |
| Securities held to maturity | 2,817,000 | 3,817,000 | 3,515,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 58,937,000 | 56,975,000 | 56,354,000 | 61,250,000 |
| Interest-bearing deposits | 47,658,000 | 46,673,000 | 46,846,000 | 48,484,000 |
| Noninterest-bearing deposits | 11,279,000 | 10,302,000 | 9,508,000 | 12,766,000 |
| Equity capital | 10,358,000 | 10,455,000 | 10,867,000 | 10,744,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,361,000 | 2,641,000 | 3,866,000 | 5,024,000 |
| Interest expense | 665,000 | 1,290,000 | 1,872,000 | 2,385,000 |
| Net interest income | 696,000 | 1,351,000 | 1,994,000 | 2,639,000 |
| Noninterest income | 127,000 | 249,000 | 369,000 | 495,000 |
| Noninterest expense | 476,000 | 950,000 | 1,422,000 | 1,868,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 352,000 | 655,000 | 968,000 | 1,353,000 |
| Income tax | 78,000 | 133,000 | 184,000 | 226,000 |
| Net income | 274,000 | 522,000 | 784,000 | 1,127,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,387,000 | 10,514,000 | 10,668,000 | 10,856,000 |
| Total capital | 10,918,000 | 11,045,000 | 11,199,000 | 11,387,000 |
| Risk-weighted assets | 48,402,000 | 44,649,000 | 45,086,000 | 48,784,000 |