Call reports 2026
FIRST NATIONAL BANK OF GRIFFIN — 2026
What FIRST NATIONAL BANK OF GRIFFIN reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 377,461,000 | 368,282,000 |
| Total loans | 184,259,000 | 184,303,000 |
| Allowance for loan losses | 2,335,000 | 2,416,000 |
| Securities available for sale | 110,264,000 | 109,619,000 |
| Securities held to maturity | 1,985,000 | 1,993,000 |
| Trading assets | 0 | 0 |
| Total deposits | 328,052,000 | 321,309,000 |
| Interest-bearing deposits | 212,236,000 | 202,499,000 |
| Noninterest-bearing deposits | 115,816,000 | 118,810,000 |
| Equity capital | 32,812,000 | 34,229,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 4,432,000 | 8,963,000 |
| Interest expense | 483,000 | 933,000 |
| Net interest income | 3,949,000 | 8,030,000 |
| Noninterest income | 699,000 | 1,381,000 |
| Noninterest expense | 2,860,000 | 5,746,000 |
| Provision for loan losses | 150,000 | 230,000 |
| Pretax income | 1,652,000 | 3,449,000 |
| Income tax | 363,000 | 754,000 |
| Net income | 1,289,000 | 2,695,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 41,130,000 | 42,022,000 |
| Total capital | 43,465,000 | 44,438,000 |
| Risk-weighted assets | 238,509,000 | 237,417,000 |