Call reports 2023
FIRST NATIONAL BANK OF GRIFFIN — 2023
What FIRST NATIONAL BANK OF GRIFFIN reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 378,298,000 | 373,404,000 | 367,800,000 | 374,731,000 |
| Total loans | 112,894,000 | 117,483,000 | 113,041,000 | 113,732,000 |
| Allowance for loan losses | 1,519,000 | 1,546,000 | 1,557,000 | 1,709,000 |
| Securities available for sale | 132,951,000 | 131,973,000 | 128,896,000 | 135,672,000 |
| Securities held to maturity | 4,786,000 | 4,806,000 | 4,825,000 | 4,845,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 347,087,000 | 340,443,000 | 335,455,000 | 337,078,000 |
| Interest-bearing deposits | 219,404,000 | 214,478,000 | 210,771,000 | 215,206,000 |
| Noninterest-bearing deposits | 127,683,000 | 125,965,000 | 124,684,000 | 121,872,000 |
| Equity capital | 18,041,000 | 18,511,000 | 18,185,000 | 20,541,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 3,741,000 | 7,745,000 | 11,846,000 | 16,163,000 |
| Interest expense | 205,000 | 578,000 | 1,064,000 | 1,615,000 |
| Net interest income | 3,536,000 | 7,167,000 | 10,782,000 | 14,548,000 |
| Noninterest income | 686,000 | 1,397,000 | 2,079,000 | 2,900,000 |
| Noninterest expense | 2,520,000 | 5,024,000 | 7,546,000 | 11,276,000 |
| Provision for loan losses | 30,000 | 60,000 | 70,000 | 220,000 |
| Pretax income | 1,672,000 | 3,526,000 | 5,252,000 | 5,959,000 |
| Income tax | 360,000 | 784,000 | 1,152,000 | 1,308,000 |
| Net income | 1,312,000 | 2,742,000 | 4,100,000 | 4,651,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,314,000 | 31,168,000 | 32,757,000 | 32,277,000 |
| Total capital | 30,833,000 | 32,714,000 | 34,314,000 | 33,986,000 |
| Risk-weighted assets | 180,224,000 | 188,215,000 | 185,698,000 | 189,733,000 |