Call reports 2022
FIRST NATIONAL BANK OF GRIFFIN — 2022
What FIRST NATIONAL BANK OF GRIFFIN reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 395,293,000 | 392,476,000 | 397,325,000 | 391,931,000 |
| Total loans | 103,263,000 | 113,123,000 | 111,227,000 | 112,790,000 |
| Allowance for loan losses | 1,460,000 | 1,477,000 | 1,491,000 | 1,493,000 |
| Securities available for sale | 115,072,000 | 120,451,000 | 122,206,000 | 126,138,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 356,296,000 | 357,872,000 | 362,207,000 | 359,054,000 |
| Interest-bearing deposits | 219,472,000 | 225,667,000 | 224,128,000 | 229,556,000 |
| Noninterest-bearing deposits | 136,824,000 | 132,204,000 | 138,079,000 | 129,498,000 |
| Equity capital | 20,588,000 | 15,849,000 | 13,177,000 | 14,939,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,001,000 | 4,364,000 | 7,257,000 | 10,780,000 |
| Interest expense | 73,000 | 145,000 | 237,000 | 387,000 |
| Net interest income | 1,928,000 | 4,219,000 | 7,020,000 | 10,393,000 |
| Noninterest income | 669,000 | 1,371,000 | 2,049,000 | 2,737,000 |
| Noninterest expense | 2,470,000 | 4,895,000 | 7,345,000 | 9,876,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 112,000 | 665,000 | 1,679,000 | 3,194,000 |
| Income tax | 11,000 | 126,000 | 331,000 | 656,000 |
| Net income | 101,000 | 539,000 | 1,348,000 | 2,538,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,558,000 | 25,111,000 | 26,125,000 | 27,648,000 |
| Total capital | 26,018,000 | 26,588,000 | 27,616,000 | 29,141,000 |
| Risk-weighted assets | 156,878,000 | 171,651,000 | 174,267,000 | 178,515,000 |