Call reports 2021
FIRST NATIONAL BANK OF GRIFFIN — 2021
What FIRST NATIONAL BANK OF GRIFFIN reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 353,181,000 | 366,250,000 | 387,911,000 | 387,144,000 |
| Total loans | 115,621,000 | 109,105,000 | 105,410,000 | 101,529,000 |
| Allowance for loan losses | 1,417,000 | 1,432,000 | 1,434,000 | 1,448,000 |
| Securities available for sale | 104,635,000 | 106,264,000 | 106,667,000 | 109,822,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 312,268,000 | 324,788,000 | 342,784,000 | 345,329,000 |
| Interest-bearing deposits | 192,166,000 | 201,034,000 | 210,702,000 | 213,358,000 |
| Noninterest-bearing deposits | 120,102,000 | 123,754,000 | 132,082,000 | 131,970,000 |
| Equity capital | 25,497,000 | 26,151,000 | 26,445,000 | 25,803,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,378,000 | 4,485,000 | 6,533,000 | 8,560,000 |
| Interest expense | 80,000 | 156,000 | 233,000 | 310,000 |
| Net interest income | 2,298,000 | 4,329,000 | 6,300,000 | 8,250,000 |
| Noninterest income | 706,000 | 1,398,000 | 2,144,000 | 2,927,000 |
| Noninterest expense | 2,378,000 | 4,813,000 | 7,277,000 | 9,743,000 |
| Provision for loan losses | 13,000 | 28,000 | 52,000 | 67,000 |
| Pretax income | 1,325,000 | 1,608,000 | 1,950,000 | 2,227,000 |
| Income tax | 320,000 | 376,000 | 446,000 | 498,000 |
| Net income | 1,005,000 | 1,232,000 | 1,504,000 | 1,729,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,542,000 | 23,826,000 | 24,171,000 | 24,449,000 |
| Total capital | 24,959,000 | 25,258,000 | 25,605,000 | 25,897,000 |
| Risk-weighted assets | 153,124,000 | 153,738,000 | 156,302,000 | 154,263,000 |