Call reports 2020
FIRST NATIONAL BANK OF GRIFFIN — 2020
What FIRST NATIONAL BANK OF GRIFFIN reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 291,757,000 | 331,906,000 | 322,483,000 | 336,801,000 |
| Total loans | 99,695,000 | 122,395,000 | 123,990,000 | 109,749,000 |
| Allowance for loan losses | 1,353,000 | 1,351,000 | 1,360,000 | 1,397,000 |
| Securities available for sale | 107,499,000 | 107,098,000 | 106,305,000 | 104,194,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 254,690,000 | 289,609,000 | 283,657,000 | 295,639,000 |
| Interest-bearing deposits | 168,129,000 | 177,172,000 | 176,219,000 | 181,262,000 |
| Noninterest-bearing deposits | 86,561,000 | 112,437,000 | 107,437,000 | 114,377,000 |
| Equity capital | 23,682,000 | 25,693,000 | 26,297,000 | 26,528,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,407,000 | 5,565,000 | 7,857,000 | 10,030,000 |
| Interest expense | 159,000 | 288,000 | 396,000 | 490,000 |
| Net interest income | 2,248,000 | 5,277,000 | 7,461,000 | 9,540,000 |
| Noninterest income | 670,000 | 1,359,000 | 2,094,000 | 2,874,000 |
| Noninterest expense | 2,512,000 | 5,024,000 | 7,486,000 | 9,949,000 |
| Provision for loan losses | 1,000 | 4,000 | 19,000 | 57,000 |
| Pretax income | 474,000 | 1,756,000 | 2,347,000 | 2,751,000 |
| Income tax | 112,000 | 415,000 | 552,000 | 640,000 |
| Net income | 362,000 | 1,341,000 | 1,795,000 | 2,111,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,937,000 | 21,227,000 | 21,816,000 | 22,239,000 |
| Total capital | 21,290,000 | 22,578,000 | 23,176,000 | 23,636,000 |
| Risk-weighted assets | 149,341,000 | 149,491,000 | 147,933,000 | 145,188,000 |