Call reports 2019
FIRST NATIONAL BANK OF GRIFFIN — 2019
What FIRST NATIONAL BANK OF GRIFFIN reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 280,567,000 | 285,121,000 | 282,714,000 | 277,726,000 |
| Total loans | 110,091,000 | 107,169,000 | 106,913,000 | 99,067,000 |
| Allowance for loan losses | 1,332,000 | 1,343,000 | 1,373,000 | 1,359,000 |
| Securities available for sale | 94,955,000 | 94,658,000 | 97,152,000 | 104,683,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 247,943,000 | 249,128,000 | 250,421,000 | 243,577,000 |
| Interest-bearing deposits | 163,190,000 | 161,109,000 | 160,913,000 | 160,077,000 |
| Noninterest-bearing deposits | 84,753,000 | 88,019,000 | 89,508,000 | 83,500,000 |
| Equity capital | 20,015,000 | 21,516,000 | 22,414,000 | 22,435,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,520,000 | 5,135,000 | 7,778,000 | 10,305,000 |
| Interest expense | 153,000 | 319,000 | 495,000 | 671,000 |
| Net interest income | 2,367,000 | 4,816,000 | 7,283,000 | 9,634,000 |
| Noninterest income | 625,000 | 1,221,000 | 1,905,000 | 2,569,000 |
| Noninterest expense | 2,378,000 | 4,776,000 | 7,247,000 | 9,648,000 |
| Provision for loan losses | 38,000 | 79,000 | 123,000 | 164,000 |
| Pretax income | 575,000 | 1,232,000 | 1,861,000 | 2,471,000 |
| Income tax | 131,000 | 270,000 | 401,000 | 552,000 |
| Net income | 444,000 | 962,000 | 1,460,000 | 1,919,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,562,000 | 18,217,000 | 18,857,000 | 19,480,000 |
| Total capital | 18,894,000 | 19,560,000 | 20,230,000 | 20,839,000 |
| Risk-weighted assets | 152,873,000 | 148,717,000 | 150,795,000 | 147,627,000 |