Call reports 2018
FIRST NATIONAL BANK OF GRIFFIN — 2018
What FIRST NATIONAL BANK OF GRIFFIN reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 272,763,000 | 269,009,000 | 268,599,000 | 267,076,000 |
| Total loans | 111,630,000 | 111,119,000 | 108,125,000 | 109,557,000 |
| Allowance for loan losses | 1,304,000 | 1,317,000 | 1,271,000 | 1,297,000 |
| Securities available for sale | 87,607,000 | 88,284,000 | 89,028,000 | 91,033,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 241,014,000 | 240,333,000 | 240,611,000 | 238,276,000 |
| Interest-bearing deposits | 166,223,000 | 165,332,000 | 162,730,000 | 162,147,000 |
| Noninterest-bearing deposits | 74,791,000 | 75,001,000 | 77,881,000 | 76,129,000 |
| Equity capital | 17,107,000 | 17,175,000 | 17,170,000 | 18,488,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,280,000 | 4,642,000 | 7,083,000 | 9,630,000 |
| Interest expense | 78,000 | 197,000 | 330,000 | 473,000 |
| Net interest income | 2,202,000 | 4,445,000 | 6,753,000 | 9,157,000 |
| Noninterest income | 634,000 | 1,249,000 | 1,878,000 | 2,566,000 |
| Noninterest expense | 2,454,000 | 4,824,000 | 7,238,000 | 9,653,000 |
| Provision for loan losses | 20,000 | 54,000 | 99,000 | 148,000 |
| Pretax income | 356,000 | 788,000 | 1,266,000 | 1,884,000 |
| Income tax | 86,000 | 193,000 | 317,000 | 480,000 |
| Net income | 270,000 | 595,000 | 949,000 | 1,404,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,930,000 | 15,857,000 | 16,323,000 | 16,973,000 |
| Total capital | 16,234,000 | 17,174,000 | 17,594,000 | 18,270,000 |
| Risk-weighted assets | 147,262,000 | 147,659,000 | 146,927,000 | 151,109,000 |