Call reports 2017
FIRST NATIONAL BANK OF GRIFFIN — 2017
What FIRST NATIONAL BANK OF GRIFFIN reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 260,747,000 | 260,405,000 | 264,539,000 | 265,301,000 |
| Total loans | 100,445,000 | 104,729,000 | 106,046,000 | 104,617,000 |
| Allowance for loan losses | 1,366,000 | 1,391,000 | 1,390,000 | 1,290,000 |
| Securities available for sale | 86,077,000 | 89,064,000 | 89,046,000 | 89,690,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 238,041,000 | 235,015,000 | 236,455,000 | 233,216,000 |
| Interest-bearing deposits | 166,115,000 | 164,895,000 | 163,085,000 | 164,851,000 |
| Noninterest-bearing deposits | 71,926,000 | 70,120,000 | 73,370,000 | 68,365,000 |
| Equity capital | 12,333,000 | 13,244,000 | 13,588,000 | 17,753,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,095,000 | 4,267,000 | 6,500,000 | 8,695,000 |
| Interest expense | 83,000 | 165,000 | 248,000 | 330,000 |
| Net interest income | 2,012,000 | 4,102,000 | 6,252,000 | 8,365,000 |
| Noninterest income | 602,000 | 1,203,000 | 1,899,000 | 2,577,000 |
| Noninterest expense | 2,383,000 | 4,736,000 | 7,142,000 | 9,463,000 |
| Provision for loan losses | 32,000 | 52,000 | 69,000 | 84,000 |
| Pretax income | 213,000 | 531,000 | 984,000 | 1,442,000 |
| Income tax | 0 | 3,000 | 10,000 | -4,115,000 |
| Net income | 213,000 | 528,000 | 974,000 | 5,557,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,409,000 | 13,724,000 | 14,170,000 | 14,576,000 |
| Total capital | 14,775,000 | 15,115,000 | 15,560,000 | 15,866,000 |
| Risk-weighted assets | 133,358,000 | 138,726,000 | 139,188,000 | 138,911,000 |