Call reports 2016
FIRST NATIONAL BANK OF GRIFFIN — 2016
What FIRST NATIONAL BANK OF GRIFFIN reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 254,320,000 | 254,342,000 | 257,311,000 | 251,454,000 |
| Total loans | 97,281,000 | 99,006,000 | 100,782,000 | 104,563,000 |
| Allowance for loan losses | 1,461,000 | 1,430,000 | 1,391,000 | 1,379,000 |
| Securities available for sale | 87,357,000 | 86,751,000 | 88,327,000 | 86,082,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 229,079,000 | 228,796,000 | 232,642,000 | 227,117,000 |
| Interest-bearing deposits | 161,974,000 | 159,787,000 | 164,069,000 | 161,462,000 |
| Noninterest-bearing deposits | 67,105,000 | 69,009,000 | 68,573,000 | 65,655,000 |
| Equity capital | 12,556,000 | 12,830,000 | 13,232,000 | 11,840,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,910,000 | 3,908,000 | 5,977,000 | 8,042,000 |
| Interest expense | 91,000 | 179,000 | 266,000 | 353,000 |
| Net interest income | 1,819,000 | 3,729,000 | 5,711,000 | 7,689,000 |
| Noninterest income | 552,000 | 1,236,000 | 1,923,000 | 2,547,000 |
| Noninterest expense | 2,340,000 | 4,800,000 | 7,217,000 | 9,622,000 |
| Provision for loan losses | 5,000 | 25,000 | 53,000 | 69,000 |
| Pretax income | 185,000 | 333,000 | 637,000 | 851,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 185,000 | 333,000 | 637,000 | 851,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,531,000 | 12,678,000 | 12,982,000 | 13,196,000 |
| Total capital | 13,992,000 | 14,108,000 | 14,373,000 | 14,575,000 |
| Risk-weighted assets | 130,436,000 | 132,174,000 | 135,697,000 | 138,507,000 |