Call reports 2015
FIRST NATIONAL BANK OF GRIFFIN — 2015
What FIRST NATIONAL BANK OF GRIFFIN reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 243,963,000 | 240,020,000 | 243,504,000 | 247,429,000 |
| Total loans | 92,339,000 | 92,615,000 | 94,729,000 | 96,153,000 |
| Allowance for loan losses | 2,191,000 | 1,649,000 | 1,539,000 | 1,459,000 |
| Securities available for sale | 88,448,000 | 88,031,000 | 90,466,000 | 87,761,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 221,569,000 | 218,945,000 | 221,910,000 | 222,498,000 |
| Interest-bearing deposits | 164,824,000 | 161,177,000 | 160,547,000 | 159,042,000 |
| Noninterest-bearing deposits | 56,745,000 | 57,768,000 | 61,363,000 | 63,456,000 |
| Equity capital | 11,797,000 | 11,655,000 | 12,189,000 | 11,865,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,887,000 | 3,749,000 | 5,664,000 | 7,651,000 |
| Interest expense | 111,000 | 218,000 | 319,000 | 417,000 |
| Net interest income | 1,776,000 | 3,531,000 | 5,345,000 | 7,234,000 |
| Noninterest income | 711,000 | 1,464,000 | 2,185,000 | 2,846,000 |
| Noninterest expense | 2,364,000 | 4,765,000 | 7,212,000 | 9,634,000 |
| Provision for loan losses | 13,000 | -477,000 | -459,000 | -433,000 |
| Pretax income | 128,000 | 725,000 | 815,000 | 917,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 128,000 | 725,000 | 815,000 | 917,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,556,000 | 12,153,000 | 12,243,000 | 12,345,000 |
| Total capital | 13,118,000 | 13,737,000 | 13,782,000 | 13,804,000 |
| Risk-weighted assets | 124,321,000 | 126,693,000 | 128,578,000 | 129,897,000 |