Call reports 2014
FIRST NATIONAL BANK OF GRIFFIN — 2014
What FIRST NATIONAL BANK OF GRIFFIN reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 239,938,000 | 233,770,000 | 236,563,000 | 239,540,000 |
| Total loans | 96,340,000 | 95,633,000 | 97,923,000 | 96,449,000 |
| Allowance for loan losses | 3,483,000 | 2,438,000 | 2,316,000 | 2,180,000 |
| Securities available for sale | 82,982,000 | 88,759,000 | 88,472,000 | 87,928,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 222,299,000 | 216,989,000 | 215,618,000 | 216,905,000 |
| Interest-bearing deposits | 170,833,000 | 167,325,000 | 164,287,000 | 163,985,000 |
| Noninterest-bearing deposits | 51,466,000 | 49,664,000 | 51,331,000 | 52,920,000 |
| Equity capital | 9,067,000 | 10,376,000 | 10,507,000 | 11,029,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,881,000 | 3,785,000 | 5,732,000 | 7,670,000 |
| Interest expense | 144,000 | 278,000 | 406,000 | 529,000 |
| Net interest income | 1,737,000 | 3,507,000 | 5,326,000 | 7,141,000 |
| Noninterest income | 712,000 | 1,408,000 | 2,081,000 | 2,730,000 |
| Noninterest expense | 2,402,000 | 4,763,000 | 7,124,000 | 9,399,000 |
| Provision for loan losses | 19,000 | -977,000 | -962,000 | -942,000 |
| Pretax income | 31,000 | 1,140,000 | 1,235,000 | 1,404,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 31,000 | 1,140,000 | 1,235,000 | 1,404,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,056,000 | 11,165,000 | 11,260,000 | 11,428,000 |
| Total capital | 11,547,000 | 12,667,000 | 12,807,000 | 12,944,000 |
| Risk-weighted assets | 117,253,000 | 119,239,000 | 122,996,000 | 120,638,000 |