Call reports 2013
FIRST NATIONAL BANK OF GRIFFIN — 2013
What FIRST NATIONAL BANK OF GRIFFIN reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 240,802,000 | 236,774,000 | 234,503,000 | 236,495,000 |
| Total loans | 99,738,000 | 98,850,000 | 98,551,000 | 94,862,000 |
| Allowance for loan losses | 3,862,000 | 3,824,000 | 3,622,000 | 3,593,000 |
| Securities available for sale | 65,690,000 | 66,802,000 | 75,128,000 | 80,934,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 221,289,000 | 219,124,000 | 217,028,000 | 217,741,000 |
| Interest-bearing deposits | 206,634,000 | 170,910,000 | 169,674,000 | 167,624,000 |
| Noninterest-bearing deposits | 14,655,000 | 48,214,000 | 47,354,000 | 50,117,000 |
| Equity capital | 10,198,000 | 9,675,000 | 9,108,000 | 8,652,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,883,000 | 3,783,000 | 5,705,000 | 7,590,000 |
| Interest expense | 227,000 | 429,000 | 613,000 | 782,000 |
| Net interest income | 1,656,000 | 3,354,000 | 5,092,000 | 6,808,000 |
| Noninterest income | 786,000 | 1,141,000 | 1,771,000 | 2,390,000 |
| Noninterest expense | 2,420,000 | 4,896,000 | 7,378,000 | 9,842,000 |
| Provision for loan losses | 9,000 | 12,000 | 24,000 | 49,000 |
| Pretax income | 17,000 | -304,000 | -391,000 | -545,000 |
| Income tax | -162,000 | -162,000 | -162,000 | -162,000 |
| Net income | 179,000 | -142,000 | -229,000 | -383,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,902,000 | 10,266,000 | 10,179,000 | 10,025,000 |
| Total capital | 11,424,000 | 11,796,000 | 11,723,000 | 11,497,000 |
| Risk-weighted assets | 119,408,000 | 120,102,000 | 121,436,000 | 115,665,000 |