Call reports 2012
FIRST NATIONAL BANK OF GRIFFIN — 2012
What FIRST NATIONAL BANK OF GRIFFIN reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 243,325,000 | 238,645,000 | 239,226,000 | 235,052,000 |
| Total loans | 112,181,000 | 109,205,000 | 107,110,000 | 102,693,000 |
| Allowance for loan losses | 4,108,000 | 4,388,000 | 4,289,000 | 3,929,000 |
| Securities available for sale | 70,313,000 | 71,424,000 | 66,618,000 | 62,258,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 224,593,000 | 219,482,000 | 218,040,000 | 214,001,000 |
| Interest-bearing deposits | 210,500,000 | 206,055,000 | 204,578,000 | 201,598,000 |
| Noninterest-bearing deposits | 14,093,000 | 13,427,000 | 13,462,000 | 12,403,000 |
| Equity capital | 9,988,000 | 10,271,000 | 10,215,000 | 9,984,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,290,000 | 4,483,000 | 6,651,000 | 8,663,000 |
| Interest expense | 356,000 | 670,000 | 960,000 | 1,219,000 |
| Net interest income | 1,934,000 | 3,813,000 | 5,691,000 | 7,444,000 |
| Noninterest income | 743,000 | 198,000 | 759,000 | 998,000 |
| Noninterest expense | 2,527,000 | 5,146,000 | 7,791,000 | 10,392,000 |
| Provision for loan losses | 21,000 | 23,000 | 33,000 | 53,000 |
| Pretax income | 311,000 | -817,000 | -741,000 | -659,000 |
| Income tax | 10,000 | 30,000 | 45,000 | 60,000 |
| Net income | 301,000 | -847,000 | -786,000 | -719,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,426,000 | 9,612,000 | 9,662,000 | 9,722,000 |
| Total capital | 11,112,000 | 11,235,000 | 11,245,000 | 11,253,000 |
| Risk-weighted assets | 132,451,000 | 127,068,000 | 123,944,000 | 120,065,000 |