Call reports 2011
FIRST NATIONAL BANK OF GRIFFIN — 2011
What FIRST NATIONAL BANK OF GRIFFIN reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 262,889,000 | 254,991,000 | 258,479,000 | 236,786,000 |
| Total loans | 140,159,000 | 127,924,000 | 125,274,000 | 118,235,000 |
| Allowance for loan losses | 3,909,000 | 4,367,000 | 4,388,000 | 4,203,000 |
| Securities available for sale | 57,439,000 | 60,929,000 | 68,039,000 | 70,230,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 230,473,000 | 227,201,000 | 226,480,000 | 217,472,000 |
| Interest-bearing deposits | 216,341,000 | 213,940,000 | 212,512,000 | 205,492,000 |
| Noninterest-bearing deposits | 14,132,000 | 13,261,000 | 13,968,000 | 11,980,000 |
| Equity capital | 22,868,000 | 19,130,000 | 18,564,000 | 8,039,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,571,000 | 5,097,000 | 7,614,000 | 10,001,000 |
| Interest expense | 530,000 | 1,012,000 | 1,450,000 | 1,845,000 |
| Net interest income | 2,041,000 | 4,085,000 | 6,164,000 | 8,156,000 |
| Noninterest income | 689,000 | -1,494,000 | -1,439,000 | -5,386,000 |
| Noninterest expense | 2,770,000 | 5,787,000 | 8,695,000 | 11,600,000 |
| Provision for loan losses | 325,000 | 4,036,000 | 4,405,000 | 4,768,000 |
| Pretax income | -342,000 | -7,175,000 | -8,315,000 | -13,493,000 |
| Income tax | -151,000 | -2,767,000 | -3,223,000 | 2,216,000 |
| Net income | -191,000 | -4,408,000 | -5,092,000 | -15,709,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,995,000 | 13,679,000 | 12,526,000 | 7,333,000 |
| Total capital | 23,100,000 | 15,598,000 | 14,406,000 | 9,079,000 |
| Risk-weighted assets | 166,611,000 | 151,046,000 | 147,896,000 | 137,238,000 |