Call reports 2010
FIRST NATIONAL BANK OF GRIFFIN — 2010
What FIRST NATIONAL BANK OF GRIFFIN reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 278,438,000 | 267,102,000 | 276,548,000 | 260,785,000 |
| Total loans | 161,765,000 | 156,778,000 | 149,085,000 | 142,015,000 |
| Allowance for loan losses | 3,652,000 | 3,652,000 | 3,471,000 | 3,777,000 |
| Securities available for sale | 59,695,000 | 55,598,000 | 45,385,000 | 49,726,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 241,163,000 | 231,087,000 | 233,604,000 | 224,063,000 |
| Interest-bearing deposits | 227,358,000 | 219,232,000 | 220,542,000 | 213,239,000 |
| Noninterest-bearing deposits | 13,805,000 | 11,855,000 | 13,062,000 | 10,824,000 |
| Equity capital | 24,440,000 | 24,849,000 | 24,988,000 | 22,957,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 3,210,000 | 6,297,000 | 9,271,000 | 12,078,000 |
| Interest expense | 784,000 | 1,447,000 | 2,080,000 | 2,689,000 |
| Net interest income | 2,426,000 | 4,850,000 | 7,191,000 | 9,389,000 |
| Noninterest income | 1,086,000 | 1,876,000 | 2,708,000 | 3,038,000 |
| Noninterest expense | 2,646,000 | 5,505,000 | 8,284,000 | 11,094,000 |
| Provision for loan losses | 376,000 | 944,000 | 1,670,000 | 3,481,000 |
| Pretax income | 491,000 | 504,000 | 585,000 | -1,065,000 |
| Income tax | 148,000 | 83,000 | 67,000 | -312,000 |
| Net income | 343,000 | 421,000 | 518,000 | -753,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,443,000 | 23,117,000 | 23,865,000 | 21,760,000 |
| Total capital | 25,910,000 | 25,490,000 | 26,113,000 | 23,900,000 |
| Risk-weighted assets | 196,158,000 | 188,578,000 | 178,652,000 | 169,509,000 |