Call reports 2002
FIRST NATIONAL BANK OF GRIFFIN — 2002
What FIRST NATIONAL BANK OF GRIFFIN reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 242,267,000 | 287,020,000 | 296,612,000 | 300,884,000 |
| Total loans | 176,096,000 | 219,835,000 | 223,566,000 | 235,526,000 |
| Allowance for loan losses | 1,912,000 | 2,978,000 | 3,087,000 | 3,275,000 |
| Securities available for sale | 38,201,000 | 43,078,000 | 41,978,000 | 39,085,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 203,582,000 | 240,813,000 | 236,694,000 | 233,069,000 |
| Interest-bearing deposits | 168,457,000 | 200,818,000 | 195,398,000 | 192,370,000 |
| Noninterest-bearing deposits | 35,125,000 | 39,995,000 | 41,296,000 | 40,699,000 |
| Equity capital | 24,611,000 | 29,084,000 | 34,877,000 | 35,222,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 4,212,000 | 8,687,000 | 13,766,000 | 18,841,000 |
| Interest expense | 1,301,000 | 2,500,000 | 3,615,000 | 4,646,000 |
| Net interest income | 2,911,000 | 6,187,000 | 10,151,000 | 14,195,000 |
| Noninterest income | 574,000 | 1,213,000 | 2,051,000 | 2,888,000 |
| Noninterest expense | 2,379,000 | 5,051,000 | 7,900,000 | 10,761,000 |
| Provision for loan losses | 201,000 | 767,000 | 860,000 | 1,071,000 |
| Pretax income | 905,000 | 1,708,000 | 3,568,000 | 5,376,000 |
| Income tax | 287,000 | 545,000 | 1,199,000 | 1,829,000 |
| Net income | 618,000 | 1,163,000 | 2,369,000 | 3,547,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,455,000 | 28,418,000 | 29,115,000 | 29,665,000 |
| Total capital | 26,367,000 | 31,361,000 | 32,074,000 | 32,650,000 |
| Risk-weighted assets | 200,057,000 | 235,374,000 | 236,602,000 | 238,478,000 |