Call reports 2001
FIRST NATIONAL BANK OF GRIFFIN — 2001
What FIRST NATIONAL BANK OF GRIFFIN reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 242,380,000 | 239,615,000 | 248,038,000 | 244,893,000 |
| Total loans | 161,911,000 | 167,257,000 | 169,885,000 | 177,296,000 |
| Allowance for loan losses | 2,249,000 | 2,402,000 | 2,542,000 | 1,881,000 |
| Securities available for sale | 39,336,000 | 38,412,000 | 38,438,000 | 38,529,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 200,507,000 | 198,848,000 | 204,741,000 | 202,587,000 |
| Interest-bearing deposits | 169,259,000 | 165,758,000 | 172,533,000 | 169,109,000 |
| Noninterest-bearing deposits | 31,248,000 | 33,090,000 | 32,208,000 | 33,478,000 |
| Equity capital | 25,397,000 | 25,344,000 | 26,324,000 | 26,142,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 4,985,000 | 9,832,000 | 14,428,000 | 18,980,000 |
| Interest expense | 2,032,000 | 4,011,000 | 5,806,000 | 7,387,000 |
| Net interest income | 2,953,000 | 5,821,000 | 8,622,000 | 11,593,000 |
| Noninterest income | 655,000 | 1,352,000 | 1,979,000 | 2,677,000 |
| Noninterest expense | 2,305,000 | 4,631,000 | 6,944,000 | 9,521,000 |
| Provision for loan losses | 174,000 | 335,000 | 489,000 | 672,000 |
| Pretax income | 1,126,000 | 2,204,000 | 3,219,000 | 4,131,000 |
| Income tax | 362,000 | 709,000 | 1,030,000 | 1,324,000 |
| Net income | 764,000 | 1,495,000 | 2,189,000 | 2,807,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,062,000 | 25,065,000 | 25,759,000 | 25,837,000 |
| Total capital | 27,311,000 | 27,428,000 | 28,260,000 | 27,718,000 |
| Risk-weighted assets | 188,089,000 | 188,962,000 | 200,023,000 | 199,218,000 |