Call reports 2017
SCOTT VALLEY BANK — 2017
What SCOTT VALLEY BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 681,878,000 | 671,870,000 | 686,434,000 | 691,864,000 |
| Total loans | 423,621,000 | 433,807,000 | 447,997,000 | 436,023,000 |
| Allowance for loan losses | 5,645,000 | 5,907,000 | 6,296,000 | 6,353,000 |
| Securities available for sale | 168,833,000 | 175,570,000 | 160,987,000 | 177,108,000 |
| Securities held to maturity | 4,017,000 | 3,981,000 | 3,945,000 | 3,907,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 603,917,000 | 592,580,000 | 605,320,000 | 611,575,000 |
| Interest-bearing deposits | 366,582,000 | 361,144,000 | 369,998,000 | 373,670,000 |
| Noninterest-bearing deposits | 237,335,000 | 231,436,000 | 235,322,000 | 237,905,000 |
| Equity capital | 66,802,000 | 68,332,000 | 69,820,000 | 68,657,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 6,489,000 | 12,889,000 | 19,526,000 | 26,284,000 |
| Interest expense | 110,000 | 225,000 | 340,000 | 458,000 |
| Net interest income | 6,379,000 | 12,664,000 | 19,186,000 | 25,826,000 |
| Noninterest income | 788,000 | 1,537,000 | 2,569,000 | 3,003,000 |
| Noninterest expense | 4,667,000 | 9,308,000 | 14,214,000 | 19,193,000 |
| Provision for loan losses | 100,000 | 350,000 | 750,000 | 800,000 |
| Pretax income | 2,410,000 | 4,553,000 | 6,806,000 | 8,845,000 |
| Income tax | 804,000 | 1,532,000 | 2,324,000 | 5,026,000 |
| Net income | 1,606,000 | 3,021,000 | 4,482,000 | 3,819,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 66,734,000 | 68,149,000 | 69,610,000 | 68,947,000 |
| Total capital | 72,547,000 | 74,223,000 | 76,092,000 | 75,483,000 |
| Risk-weighted assets | 547,976,000 | 559,454,000 | 571,325,000 | 557,545,000 |