Call reports 2011
SCOTT VALLEY BANK — 2011
What SCOTT VALLEY BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 472,629,000 | 464,863,000 | 490,285,000 | 477,222,000 |
| Total loans | 273,842,000 | 262,681,000 | 274,067,000 | 276,492,000 |
| Allowance for loan losses | 5,122,000 | 5,342,000 | 5,478,000 | 5,470,000 |
| Securities available for sale | 136,439,000 | 138,235,000 | 147,128,000 | 147,962,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 396,387,000 | 383,455,000 | 403,283,000 | 392,287,000 |
| Interest-bearing deposits | 291,218,000 | 279,822,000 | 282,514,000 | 280,529,000 |
| Noninterest-bearing deposits | 105,169,000 | 103,633,000 | 120,769,000 | 111,758,000 |
| Equity capital | 54,323,000 | 55,349,000 | 56,392,000 | 57,278,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 4,984,000 | 9,981,000 | 15,069,000 | 20,270,000 |
| Interest expense | 548,000 | 1,032,000 | 1,484,000 | 1,903,000 |
| Net interest income | 4,436,000 | 8,949,000 | 13,585,000 | 18,367,000 |
| Noninterest income | 360,000 | 764,000 | 1,030,000 | 1,191,000 |
| Noninterest expense | 3,755,000 | 7,334,000 | 10,771,000 | 14,542,000 |
| Provision for loan losses | 300,000 | 700,000 | 1,100,000 | 1,100,000 |
| Pretax income | 741,000 | 1,679,000 | 2,744,000 | 3,916,000 |
| Income tax | 168,000 | 449,000 | 808,000 | 1,163,000 |
| Net income | 573,000 | 1,230,000 | 1,936,000 | 2,753,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 51,150,000 | 51,888,000 | 52,642,000 | 53,429,000 |
| Total capital | 55,465,000 | 56,195,000 | 57,170,000 | 58,030,000 |
| Risk-weighted assets | 349,036,000 | 343,374,000 | 360,414,000 | 366,366,000 |