Call reports 2001
SCOTT VALLEY BANK — 2001
What SCOTT VALLEY BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 220,781,000 | 226,329,000 | 231,677,000 | 234,424,000 |
| Total loans | 129,969,000 | 134,722,000 | 131,787,000 | 130,145,000 |
| Allowance for loan losses | 2,057,000 | 2,128,000 | 2,135,000 | 2,151,000 |
| Securities available for sale | 60,674,000 | 68,240,000 | 82,050,000 | 87,917,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 194,209,000 | 198,296,000 | 202,182,000 | 198,664,000 |
| Interest-bearing deposits | 158,607,000 | 158,887,000 | 161,914,000 | 159,527,000 |
| Noninterest-bearing deposits | 35,602,000 | 39,409,000 | 40,268,000 | 39,137,000 |
| Equity capital | 24,071,000 | 24,789,000 | 26,010,000 | 26,358,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 4,162,000 | 8,166,000 | 12,116,000 | 15,801,000 |
| Interest expense | 1,577,000 | 3,049,000 | 4,383,000 | 5,473,000 |
| Net interest income | 2,585,000 | 5,117,000 | 7,733,000 | 10,328,000 |
| Noninterest income | 359,000 | 749,000 | 1,108,000 | 1,479,000 |
| Noninterest expense | 1,852,000 | 3,715,000 | 5,611,000 | 7,515,000 |
| Provision for loan losses | 135,000 | 205,000 | 255,000 | 280,000 |
| Pretax income | 970,000 | 1,959,000 | 2,988,000 | 4,025,000 |
| Income tax | 333,000 | 660,000 | 999,000 | 1,360,000 |
| Net income | 637,000 | 1,299,000 | 1,989,000 | 2,665,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,107,000 | 23,786,000 | 24,508,000 | 24,745,000 |
| Total capital | 25,164,000 | 25,914,000 | 26,644,000 | 26,896,000 |
| Risk-weighted assets | 177,718,000 | 193,491,000 | 197,008,000 | 189,076,000 |