Call reports 2013
AZTECAMERICA BANK — 2013
What AZTECAMERICA BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 79,226,000 | 78,902,000 | 79,238,000 | 66,273,000 |
| Total loans | 55,656,000 | 55,870,000 | 54,256,000 | 47,465,000 |
| Allowance for loan losses | 2,479,000 | 2,514,000 | 2,414,000 | 1,820,000 |
| Securities available for sale | 11,960,000 | 11,645,000 | 12,684,000 | 8,386,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 76,482,000 | 76,679,000 | 77,667,000 | 64,544,000 |
| Interest-bearing deposits | 72,044,000 | 71,910,000 | 72,422,000 | 59,427,000 |
| Noninterest-bearing deposits | 4,438,000 | 4,769,000 | 5,245,000 | 5,117,000 |
| Equity capital | 2,470,000 | 1,909,000 | 1,296,000 | 1,322,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 747,000 | 1,527,000 | 2,247,000 | 2,910,000 |
| Interest expense | 231,000 | 452,000 | 672,000 | 891,000 |
| Net interest income | 516,000 | 1,075,000 | 1,575,000 | 2,019,000 |
| Noninterest income | -95,000 | -110,000 | -70,000 | 243,000 |
| Noninterest expense | 1,199,000 | 2,352,000 | 3,565,000 | 4,849,000 |
| Provision for loan losses | 0 | -1,000 | -1,000 | -527,000 |
| Pretax income | -778,000 | -1,350,000 | -2,023,000 | -2,094,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -778,000 | -1,350,000 | -2,023,000 | -2,094,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,462,000 | 2,288,000 | 1,615,000 | 1,669,000 |
| Total capital | 3,205,000 | 3,050,000 | 2,360,000 | 2,345,000 |
| Risk-weighted assets | 57,675,000 | 59,193,000 | 58,035,000 | 52,936,000 |