Call reports 2012
AZTECAMERICA BANK — 2012
What AZTECAMERICA BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 84,076,000 | 86,166,000 | 82,386,000 | 80,275,000 |
| Total loans | 63,453,000 | 62,149,000 | 61,571,000 | 58,996,000 |
| Allowance for loan losses | 3,274,000 | 3,260,000 | 3,345,000 | 3,566,000 |
| Securities available for sale | 10,698,000 | 12,692,000 | 11,222,000 | 11,482,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 78,862,000 | 79,814,000 | 77,891,000 | 76,692,000 |
| Interest-bearing deposits | 74,769,000 | 75,627,000 | 73,090,000 | 72,450,000 |
| Noninterest-bearing deposits | 4,093,000 | 4,187,000 | 4,801,000 | 4,242,000 |
| Equity capital | 4,773,000 | 4,758,000 | 4,194,000 | 3,245,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 930,000 | 1,744,000 | 2,548,000 | 3,301,000 |
| Interest expense | 285,000 | 555,000 | 806,000 | 1,048,000 |
| Net interest income | 645,000 | 1,189,000 | 1,742,000 | 2,253,000 |
| Noninterest income | 181,000 | 277,000 | 415,000 | 541,000 |
| Noninterest expense | 810,000 | 1,668,000 | 2,765,000 | 4,391,000 |
| Provision for loan losses | -20,000 | -26,000 | 201,000 | 266,000 |
| Pretax income | 81,000 | -17,000 | -598,000 | -1,650,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 81,000 | -17,000 | -598,000 | -1,650,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,844,000 | 4,747,000 | 4,165,000 | 3,238,000 |
| Total capital | 5,676,000 | 5,577,000 | 4,981,000 | 4,020,000 |
| Risk-weighted assets | 64,136,000 | 63,983,000 | 62,733,000 | 59,775,000 |