Call reports 2009
AZTECAMERICA BANK — 2009
What AZTECAMERICA BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 74,081,000 | 78,341,000 | 86,057,000 | 86,910,000 |
| Total loans | 68,411,000 | 67,740,000 | 67,407,000 | 66,757,000 |
| Allowance for loan losses | 1,106,000 | 1,099,000 | 1,172,000 | 1,952,000 |
| Securities available for sale | 3,022,000 | 3,891,000 | 5,975,000 | 11,410,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 67,832,000 | 71,699,000 | 76,387,000 | 78,561,000 |
| Interest-bearing deposits | 65,301,000 | 68,657,000 | 73,351,000 | 76,038,000 |
| Noninterest-bearing deposits | 2,531,000 | 3,042,000 | 3,036,000 | 2,523,000 |
| Equity capital | 5,712,000 | 6,383,000 | 9,415,000 | 8,086,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,135,000 | 2,250,000 | 3,409,000 | 4,595,000 |
| Interest expense | 687,000 | 1,325,000 | 1,942,000 | 2,575,000 |
| Net interest income | 448,000 | 925,000 | 1,467,000 | 2,020,000 |
| Noninterest income | 24,000 | 5,000 | -8,000 | -135,000 |
| Noninterest expense | 776,000 | 1,582,000 | 2,343,000 | 3,233,000 |
| Provision for loan losses | 332,000 | 439,000 | 549,000 | 1,329,000 |
| Pretax income | -631,000 | -1,085,000 | -1,427,000 | -2,660,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -631,000 | -1,085,000 | -1,427,000 | -2,660,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,691,000 | 6,487,000 | 9,444,000 | 8,211,000 |
| Total capital | 6,486,000 | 7,286,000 | 10,218,000 | 8,962,000 |
| Risk-weighted assets | 63,342,000 | 63,088,000 | 61,578,000 | 61,838,000 |