Call reports 2008
AZTECAMERICA BANK — 2008
What AZTECAMERICA BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 67,138,000 | 71,857,000 | 72,438,000 | 72,387,000 |
| Total loans | 58,095,000 | 60,330,000 | 62,979,000 | 67,075,000 |
| Allowance for loan losses | 604,000 | 709,000 | 757,000 | 840,000 |
| Securities available for sale | 6,497,000 | 8,606,000 | 6,421,000 | 3,566,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 60,335,000 | 65,406,000 | 64,198,000 | 64,489,000 |
| Interest-bearing deposits | 57,762,000 | 61,920,000 | 60,565,000 | 61,483,000 |
| Noninterest-bearing deposits | 2,573,000 | 3,486,000 | 3,633,000 | 3,006,000 |
| Equity capital | 6,067,000 | 5,802,000 | 5,763,000 | 6,258,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,172,000 | 2,206,000 | 3,357,000 | 4,484,000 |
| Interest expense | 732,000 | 1,474,000 | 2,203,000 | 2,918,000 |
| Net interest income | 440,000 | 732,000 | 1,154,000 | 1,566,000 |
| Noninterest income | 19,000 | 37,000 | 55,000 | 57,000 |
| Noninterest expense | 801,000 | 1,618,000 | 2,412,000 | 3,211,000 |
| Provision for loan losses | 87,000 | 192,000 | 240,000 | 332,000 |
| Pretax income | -403,000 | -970,000 | -1,383,000 | -1,883,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -403,000 | -970,000 | -1,383,000 | -1,883,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,948,000 | 5,930,000 | 5,896,000 | 6,242,000 |
| Total capital | 6,552,000 | 6,639,000 | 6,625,000 | 7,009,000 |
| Risk-weighted assets | 54,460,000 | 56,416,000 | 58,322,000 | 62,199,000 |