Call reports 2007
AZTECAMERICA BANK — 2007
What AZTECAMERICA BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 60,559,000 | 65,558,000 | 73,140,000 | 63,583,000 |
| Total loans | 42,813,000 | 50,927,000 | 55,243,000 | 53,115,000 |
| Allowance for loan losses | 324,000 | 390,000 | 451,000 | 517,000 |
| Securities available for sale | 6,159,000 | 6,973,000 | 9,629,000 | 6,598,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,265,000 | 55,477,000 | 66,425,000 | 56,149,000 |
| Interest-bearing deposits | 51,745,000 | 53,547,000 | 64,585,000 | 54,164,000 |
| Noninterest-bearing deposits | 1,520,000 | 1,930,000 | 1,840,000 | 1,985,000 |
| Equity capital | 6,725,000 | 6,121,000 | 5,841,000 | 5,478,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 952,000 | 2,101,000 | 3,484,000 | 4,704,000 |
| Interest expense | 567,000 | 1,255,000 | 2,086,000 | 2,859,000 |
| Net interest income | 385,000 | 846,000 | 1,398,000 | 1,845,000 |
| Noninterest income | 113,000 | 228,000 | 382,000 | 455,000 |
| Noninterest expense | 961,000 | 1,922,000 | 2,942,000 | 3,901,000 |
| Provision for loan losses | 107,000 | 173,000 | 234,000 | 300,000 |
| Pretax income | -565,000 | -1,016,000 | -1,388,000 | -1,873,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -565,000 | -1,016,000 | -1,388,000 | -1,873,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,738,000 | 6,268,000 | 5,895,000 | 5,419,000 |
| Total capital | 7,062,000 | 6,658,000 | 6,346,000 | 5,936,000 |
| Risk-weighted assets | 42,947,000 | 49,569,000 | 53,311,000 | 51,608,000 |