Call reports 2006
AZTECAMERICA BANK — 2006
What AZTECAMERICA BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 22,312,000 | 46,630,000 | 49,107,000 | 50,495,000 |
| Total loans | 10,862,000 | 18,081,000 | 21,303,000 | 28,879,000 |
| Allowance for loan losses | 41,000 | 114,000 | 151,000 | 217,000 |
| Securities available for sale | 5,940,000 | 18,503,000 | 17,083,000 | 13,748,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 15,298,000 | 40,228,000 | 42,366,000 | 43,269,000 |
| Interest-bearing deposits | 14,464,000 | 38,246,000 | 39,438,000 | 41,719,000 |
| Noninterest-bearing deposits | 834,000 | 1,982,000 | 2,928,000 | 1,550,000 |
| Equity capital | 6,339,000 | 5,904,000 | 6,465,000 | 6,902,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 220,000 | 711,000 | 1,377,000 | 2,130,000 |
| Interest expense | 118,000 | 461,000 | 970,000 | 1,489,000 |
| Net interest income | 102,000 | 250,000 | 407,000 | 641,000 |
| Noninterest income | 320,000 | 653,000 | 1,153,000 | 1,486,000 |
| Noninterest expense | 1,113,000 | 2,401,000 | 3,696,000 | 4,847,000 |
| Provision for loan losses | 27,000 | 118,000 | 137,000 | 221,000 |
| Pretax income | -721,000 | -1,619,000 | -2,273,000 | -2,941,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -721,000 | -1,619,000 | -2,273,000 | -2,941,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,270,000 | 5,872,000 | 6,399,000 | 6,889,000 |
| Total capital | 6,311,000 | 5,986,000 | 6,550,000 | 7,106,000 |
| Risk-weighted assets | 12,781,000 | 21,605,000 | 29,153,000 | 32,050,000 |