Call reports 2019
DEWITT BANK AND TRUST COMPANY — 2019
What DEWITT BANK AND TRUST COMPANY reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 |
|---|---|---|
| Total assets | 97,285,000 | 88,965,000 |
| Total loans | 25,442,000 | 27,000,000 |
| Allowance for loan losses | 871,000 | 0 |
| Securities available for sale | 54,370,000 | 7,611,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 78,380,000 | 77,758,000 |
| Interest-bearing deposits | 52,893,000 | 52,213,000 |
| Noninterest-bearing deposits | 25,487,000 | 25,545,000 |
| Equity capital | 18,467,000 | 9,828,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 |
|---|---|---|
| Interest income | 749,000 | 126,000 |
| Interest expense | 37,000 | 8,000 |
| Net interest income | 712,000 | 118,000 |
| Noninterest income | 287,000 | 9,000 |
| Noninterest expense | 460,000 | 22,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 539,000 | 105,000 |
| Income tax | 0 | 27,000 |
| Net income | 539,000 | 78,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 |
|---|---|---|
| Tier 1 capital | 17,451,000 | 6,861,000 |
| Total capital | 18,242,000 | 6,861,000 |
| Risk-weighted assets | 63,211,000 | 45,152,000 |