Call reports 2018
DEWITT BANK AND TRUST COMPANY — 2018
What DEWITT BANK AND TRUST COMPANY reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 94,668,000 | 95,225,000 | 99,245,000 | 94,375,000 |
| Total loans | 24,381,000 | 30,953,000 | 35,165,000 | 26,839,000 |
| Allowance for loan losses | 2,322,000 | 2,329,000 | 2,376,000 | 872,000 |
| Securities available for sale | 46,222,000 | 54,851,000 | 54,126,000 | 53,832,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 77,013,000 | 77,350,000 | 75,857,000 | 76,503,000 |
| Interest-bearing deposits | 54,722,000 | 54,209,000 | 51,856,000 | 51,108,000 |
| Noninterest-bearing deposits | 22,291,000 | 23,141,000 | 24,001,000 | 25,395,000 |
| Equity capital | 17,101,000 | 17,246,000 | 17,342,000 | 17,240,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 707,000 | 1,556,000 | 2,485,000 | 3,320,000 |
| Interest expense | 34,000 | 70,000 | 119,000 | 165,000 |
| Net interest income | 673,000 | 1,486,000 | 2,366,000 | 3,155,000 |
| Noninterest income | 65,000 | 109,000 | 148,000 | 355,000 |
| Noninterest expense | 518,000 | 1,131,000 | 1,692,000 | 2,517,000 |
| Provision for loan losses | 0 | 0 | 0 | -1,513,000 |
| Pretax income | 270,000 | 519,000 | 875,000 | 2,560,000 |
| Income tax | 0 | 22,000 | 22,000 | 41,000 |
| Net income | 270,000 | 497,000 | 853,000 | 2,519,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,663,000 | 16,890,000 | 17,246,000 | 16,912,000 |
| Total capital | 17,479,000 | 17,748,000 | 18,163,000 | 17,724,000 |
| Risk-weighted assets | 63,779,000 | 67,191,000 | 71,922,000 | 64,910,000 |