Call reports 2017
DEWITT BANK AND TRUST COMPANY — 2017
What DEWITT BANK AND TRUST COMPANY reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 99,599,000 | 103,977,000 | 98,292,000 | 93,976,000 |
| Total loans | 29,360,000 | 36,258,000 | 36,883,000 | 27,500,000 |
| Allowance for loan losses | 2,426,000 | 2,390,000 | 2,357,000 | 2,319,000 |
| Securities available for sale | 56,688,000 | 55,960,000 | 48,049,000 | 47,580,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 81,321,000 | 75,152,000 | 72,735,000 | 74,979,000 |
| Interest-bearing deposits | 58,308,000 | 53,836,000 | 52,016,000 | 51,649,000 |
| Noninterest-bearing deposits | 23,013,000 | 21,316,000 | 20,719,000 | 23,330,000 |
| Equity capital | 17,576,000 | 18,071,000 | 18,186,000 | 18,307,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 869,000 | 1,774,000 | 2,755,000 | 3,608,000 |
| Interest expense | 41,000 | 88,000 | 148,000 | 201,000 |
| Net interest income | 828,000 | 1,686,000 | 2,607,000 | 3,407,000 |
| Noninterest income | 356,000 | 395,000 | 423,000 | 793,000 |
| Noninterest expense | 574,000 | 1,174,000 | 1,781,000 | 2,358,000 |
| Provision for loan losses | -10,000 | -40,000 | -70,000 | -120,000 |
| Pretax income | 756,000 | 1,104,000 | 1,487,000 | 2,121,000 |
| Income tax | 0 | 27,000 | 27,000 | -29,000 |
| Net income | 756,000 | 1,077,000 | 1,460,000 | 2,150,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,628,000 | 16,549,000 | 16,732,000 | 17,222,000 |
| Total capital | 17,532,000 | 17,501,000 | 17,594,000 | 18,010,000 |
| Risk-weighted assets | 70,851,000 | 74,728,000 | 67,467,000 | 61,513,000 |