Call reports 2015
DEWITT BANK AND TRUST COMPANY — 2015
What DEWITT BANK AND TRUST COMPANY reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 135,993,000 | 125,955,000 | 127,969,000 | 119,286,000 |
| Total loans | 36,948,000 | 43,326,000 | 45,279,000 | 38,430,000 |
| Allowance for loan losses | 2,642,000 | 2,613,000 | 2,586,000 | 2,475,000 |
| Securities available for sale | 75,232,000 | 73,651,000 | 73,357,000 | 69,065,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 105,684,000 | 96,126,000 | 92,581,000 | 88,072,000 |
| Interest-bearing deposits | 85,549,000 | 77,450,000 | 74,123,000 | 69,962,000 |
| Noninterest-bearing deposits | 20,135,000 | 18,676,000 | 18,458,000 | 18,110,000 |
| Equity capital | 23,383,000 | 22,885,000 | 23,855,000 | 23,154,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,016,000 | 2,087,000 | 3,274,000 | 4,374,000 |
| Interest expense | 159,000 | 306,000 | 454,000 | 593,000 |
| Net interest income | 857,000 | 1,781,000 | 2,820,000 | 3,781,000 |
| Noninterest income | 150,000 | 222,000 | 233,000 | 548,000 |
| Noninterest expense | 647,000 | 1,302,000 | 1,936,000 | 2,399,000 |
| Provision for loan losses | -20,000 | -50,000 | -80,000 | -200,000 |
| Pretax income | 380,000 | 751,000 | 1,197,000 | 2,247,000 |
| Income tax | 82,000 | 173,000 | 309,000 | 652,000 |
| Net income | 298,000 | 578,000 | 888,000 | 1,595,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,101,000 | 21,385,000 | 21,698,000 | 21,208,000 |
| Total capital | 21,959,000 | 22,258,000 | 22,556,000 | 21,980,000 |
| Risk-weighted assets | 66,914,000 | 68,148,000 | 66,981,000 | 60,126,000 |