Call reports 2014
DEWITT BANK AND TRUST COMPANY — 2014
What DEWITT BANK AND TRUST COMPANY reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 141,976,000 | 137,263,000 | 138,348,000 | 134,271,000 |
| Total loans | 37,727,000 | 43,550,000 | 48,018,000 | 39,426,000 |
| Allowance for loan losses | 2,972,000 | 2,948,000 | 2,949,000 | 2,658,000 |
| Securities available for sale | 79,865,000 | 79,221,000 | 76,691,000 | 74,492,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 113,121,000 | 107,595,000 | 103,720,000 | 104,878,000 |
| Interest-bearing deposits | 92,925,000 | 87,922,000 | 85,586,000 | 82,259,000 |
| Noninterest-bearing deposits | 20,196,000 | 19,673,000 | 18,134,000 | 22,619,000 |
| Equity capital | 20,964,000 | 21,956,000 | 22,634,000 | 22,425,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,183,000 | 2,346,000 | 3,745,000 | 4,882,000 |
| Interest expense | 195,000 | 384,000 | 568,000 | 743,000 |
| Net interest income | 988,000 | 1,962,000 | 3,177,000 | 4,139,000 |
| Noninterest income | 137,000 | 199,000 | 245,000 | 462,000 |
| Noninterest expense | 526,000 | 1,152,000 | 1,837,000 | 2,587,000 |
| Provision for loan losses | 0 | 0 | 0 | -300,000 |
| Pretax income | 599,000 | 1,009,000 | 1,584,000 | 2,313,000 |
| Income tax | 156,000 | 246,000 | 422,000 | 517,000 |
| Net income | 443,000 | 763,000 | 1,162,000 | 1,796,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,634,000 | 20,965,000 | 21,375,000 | 20,672,000 |
| Total capital | 21,547,000 | 21,878,000 | 22,319,000 | 21,523,000 |
| Risk-weighted assets | 70,951,000 | 71,029,000 | 73,533,000 | 66,261,000 |