Call reports 2013
DEWITT BANK AND TRUST COMPANY — 2013
What DEWITT BANK AND TRUST COMPANY reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 183,513,000 | 183,858,000 | 178,513,000 | 143,130,000 |
| Total loans | 40,946,000 | 47,355,000 | 49,940,000 | 39,392,000 |
| Allowance for loan losses | 3,516,000 | 3,448,000 | 3,474,000 | 2,716,000 |
| Securities available for sale | 127,351,000 | 120,171,000 | 110,800,000 | 80,199,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 131,418,000 | 134,676,000 | 123,292,000 | 115,454,000 |
| Interest-bearing deposits | 112,189,000 | 118,370,000 | 107,118,000 | 94,126,000 |
| Noninterest-bearing deposits | 19,229,000 | 16,306,000 | 16,174,000 | 21,328,000 |
| Equity capital | 23,261,000 | 21,601,000 | 21,027,000 | 19,489,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,417,000 | 2,917,000 | 4,513,000 | 5,881,000 |
| Interest expense | 286,000 | 566,000 | 871,000 | 1,104,000 |
| Net interest income | 1,131,000 | 2,351,000 | 3,642,000 | 4,777,000 |
| Noninterest income | 136,000 | 204,000 | 266,000 | -278,000 |
| Noninterest expense | 667,000 | 1,251,000 | 1,915,000 | 2,668,000 |
| Provision for loan losses | 0 | 0 | 0 | -791,000 |
| Pretax income | 630,000 | 1,334,000 | 2,043,000 | 2,638,000 |
| Income tax | 195,000 | 397,000 | 431,000 | 550,000 |
| Net income | 435,000 | 937,000 | 1,612,000 | 2,088,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,151,000 | 20,663,000 | 21,323,000 | 20,180,000 |
| Total capital | 21,321,000 | 21,872,000 | 22,552,000 | 21,077,000 |
| Risk-weighted assets | 91,237,000 | 94,479,000 | 96,060,000 | 69,914,000 |