Call reports 2012
DEWITT BANK AND TRUST COMPANY — 2012
What DEWITT BANK AND TRUST COMPANY reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 169,254,000 | 173,225,000 | 156,882,000 | 176,418,000 |
| Total loans | 48,055,000 | 58,081,000 | 53,761,000 | 41,373,000 |
| Allowance for loan losses | 4,109,000 | 4,114,000 | 3,529,000 | 3,161,000 |
| Securities available for sale | 102,884,000 | 99,042,000 | 86,069,000 | 117,509,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 133,433,000 | 123,528,000 | 123,800,000 | 128,952,000 |
| Interest-bearing deposits | 114,275,000 | 109,584,000 | 108,590,000 | 109,280,000 |
| Noninterest-bearing deposits | 19,158,000 | 13,944,000 | 15,210,000 | 19,672,000 |
| Equity capital | 22,045,000 | 22,699,000 | 23,513,000 | 22,899,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,423,000 | 2,962,000 | 4,612,000 | 6,195,000 |
| Interest expense | 346,000 | 695,000 | 1,010,000 | 1,321,000 |
| Net interest income | 1,077,000 | 2,267,000 | 3,602,000 | 4,874,000 |
| Noninterest income | 131,000 | 195,000 | 296,000 | 21,000 |
| Noninterest expense | 682,000 | 1,378,000 | 2,110,000 | 2,948,000 |
| Provision for loan losses | 0 | 0 | 0 | -547,000 |
| Pretax income | 526,000 | 1,084,000 | 1,789,000 | 2,495,000 |
| Income tax | 114,000 | 287,000 | 495,000 | 341,000 |
| Net income | 412,000 | 797,000 | 1,294,000 | 2,154,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,451,000 | 19,844,000 | 20,350,000 | 19,708,000 |
| Total capital | 20,749,000 | 21,090,000 | 21,494,000 | 20,804,000 |
| Risk-weighted assets | 101,034,000 | 96,906,000 | 89,117,000 | 85,598,000 |