Call reports 2011
DEWITT BANK AND TRUST COMPANY — 2011
What DEWITT BANK AND TRUST COMPANY reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 132,413,000 | 135,975,000 | 138,031,000 | 154,383,000 |
| Total loans | 56,853,000 | 61,141,000 | 60,800,000 | 52,304,000 |
| Allowance for loan losses | 4,488,000 | 4,491,000 | 4,130,000 | 4,110,000 |
| Securities available for sale | 50,587,000 | 53,014,000 | 56,737,000 | 82,387,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 95,571,000 | 89,910,000 | 88,804,000 | 108,572,000 |
| Interest-bearing deposits | 80,741,000 | 76,338,000 | 74,351,000 | 91,413,000 |
| Noninterest-bearing deposits | 14,830,000 | 13,572,000 | 14,453,000 | 17,159,000 |
| Equity capital | 20,825,000 | 21,440,000 | 22,142,000 | 21,435,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,436,000 | 2,895,000 | 4,440,000 | 5,867,000 |
| Interest expense | 358,000 | 684,000 | 1,002,000 | 1,308,000 |
| Net interest income | 1,078,000 | 2,211,000 | 3,438,000 | 4,559,000 |
| Noninterest income | 148,000 | 214,000 | 276,000 | 569,000 |
| Noninterest expense | 722,000 | 1,392,000 | 2,087,000 | 2,792,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 505,000 | 1,037,000 | 1,675,000 | 2,384,000 |
| Income tax | 147,000 | 280,000 | 452,000 | 627,000 |
| Net income | 358,000 | 757,000 | 1,223,000 | 1,757,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,859,000 | 19,108,000 | 19,582,000 | 19,032,000 |
| Total capital | 19,506,000 | 19,830,000 | 20,359,000 | 19,862,000 |
| Risk-weighted assets | 76,248,000 | 82,267,000 | 87,100,000 | 91,322,000 |