Call reports 2010
DEWITT BANK AND TRUST COMPANY — 2010
What DEWITT BANK AND TRUST COMPANY reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 109,168,000 | 112,011,000 | 131,920,000 | 131,923,000 |
| Total loans | 51,545,000 | 58,958,000 | 70,965,000 | 61,669,000 |
| Allowance for loan losses | 4,280,000 | 4,287,000 | 4,461,000 | 4,481,000 |
| Securities available for sale | 24,748,000 | 24,745,000 | 26,771,000 | 41,989,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 86,096,000 | 84,495,000 | 98,416,000 | 94,272,000 |
| Interest-bearing deposits | 73,236,000 | 73,387,000 | 83,769,000 | 78,408,000 |
| Noninterest-bearing deposits | 12,860,000 | 11,107,000 | 14,647,000 | 15,864,000 |
| Equity capital | 16,115,000 | 16,544,000 | 21,971,000 | 20,475,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,150,000 | 2,479,000 | 4,556,000 | 6,040,000 |
| Interest expense | 360,000 | 706,000 | 1,273,000 | 1,660,000 |
| Net interest income | 790,000 | 1,773,000 | 3,283,000 | 4,380,000 |
| Noninterest income | 137,000 | 196,000 | -375,000 | -101,000 |
| Noninterest expense | 675,000 | 1,280,000 | 2,664,000 | 3,449,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 252,000 | 708,000 | 263,000 | 849,000 |
| Income tax | 48,000 | 175,000 | 236,000 | 227,000 |
| Net income | 204,000 | 533,000 | 27,000 | 622,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,080,000 | 16,411,000 | 19,682,000 | 18,491,000 |
| Total capital | 16,928,000 | 17,343,000 | 20,652,000 | 19,555,000 |
| Risk-weighted assets | 64,386,000 | 71,236,000 | 90,878,000 | 81,670,000 |