Call reports 2001
DEWITT BANK AND TRUST COMPANY — 2001
What DEWITT BANK AND TRUST COMPANY reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 140,846,000 | 149,777,000 | 149,809,000 | 152,901,000 |
| Total loans | 101,753,000 | 109,352,000 | 110,707,000 | 112,788,000 |
| Allowance for loan losses | 1,067,000 | 1,306,000 | 1,372,000 | 1,792,000 |
| Securities available for sale | 28,757,000 | 31,638,000 | 30,577,000 | 31,983,000 |
| Securities held to maturity | 3,127,000 | 2,843,000 | 2,318,000 | 1,940,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 117,602,000 | 118,156,000 | 121,851,000 | 117,939,000 |
| Interest-bearing deposits | 107,541,000 | 108,177,000 | 110,986,000 | 106,044,000 |
| Noninterest-bearing deposits | 10,061,000 | 9,979,000 | 10,865,000 | 11,895,000 |
| Equity capital | 22,327,000 | 22,705,000 | 23,488,000 | 21,755,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,479,000 | 5,133,000 | 7,866,000 | 10,423,000 |
| Interest expense | 1,467,000 | 2,885,000 | 4,279,000 | 5,513,000 |
| Net interest income | 1,012,000 | 2,248,000 | 3,587,000 | 4,910,000 |
| Noninterest income | 405,000 | 565,000 | 756,000 | 1,052,000 |
| Noninterest expense | 535,000 | 1,041,000 | 1,675,000 | 2,308,000 |
| Provision for loan losses | 490,000 | 830,000 | 920,000 | 2,005,000 |
| Pretax income | 402,000 | 952,000 | 1,899,000 | 1,801,000 |
| Income tax | 180,000 | 255,000 | 415,000 | 252,000 |
| Net income | 222,000 | 697,000 | 1,484,000 | 1,549,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,988,000 | 22,463,000 | 23,250,000 | 21,743,000 |
| Total capital | 23,055,000 | 23,769,000 | 24,622,000 | 23,247,000 |
| Risk-weighted assets | 109,477,000 | 118,621,000 | 117,852,000 | 119,721,000 |