Call reports 2015
COMMUNITY BANK CORPORATION — 2015
What COMMUNITY BANK CORPORATION reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 |
|---|---|---|---|
| Total assets | 197,176,000 | 203,107,000 | 205,536,000 |
| Total loans | 120,575,000 | 124,888,000 | 128,235,000 |
| Allowance for loan losses | 2,151,000 | 2,145,000 | 2,147,000 |
| Securities available for sale | 49,498,000 | 51,690,000 | 52,220,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 158,153,000 | 178,821,000 | 170,708,000 |
| Interest-bearing deposits | 127,350,000 | 147,463,000 | 136,090,000 |
| Noninterest-bearing deposits | 30,803,000 | 31,358,000 | 34,618,000 |
| Equity capital | 21,274,000 | 20,422,000 | 20,535,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 |
|---|---|---|---|
| Interest income | 1,711,000 | 3,529,000 | 5,346,000 |
| Interest expense | 106,000 | 215,000 | 329,000 |
| Net interest income | 1,605,000 | 3,314,000 | 5,017,000 |
| Noninterest income | 132,000 | 258,000 | 439,000 |
| Noninterest expense | 1,251,000 | 2,458,000 | 3,671,000 |
| Provision for loan losses | 102,000 | 136,000 | 136,000 |
| Pretax income | 384,000 | 978,000 | 1,649,000 |
| Income tax | 0 | 2,000 | 2,000 |
| Net income | 384,000 | 976,000 | 1,647,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 |
|---|---|---|---|
| Tier 1 capital | 20,439,000 | 20,531,000 | 20,001,000 |
| Total capital | 22,226,000 | 22,311,000 | 21,823,000 |
| Risk-weighted assets | 143,003,000 | 142,056,000 | 145,405,000 |