Call reports 2014
COMMUNITY BANK CORPORATION — 2014
What COMMUNITY BANK CORPORATION reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 161,486,000 | 177,704,000 | 182,742,000 | 189,285,000 |
| Total loans | 99,539,000 | 109,999,000 | 115,761,000 | 120,609,000 |
| Allowance for loan losses | 2,087,000 | 2,060,000 | 2,062,000 | 2,164,000 |
| Securities available for sale | 25,100,000 | 30,230,000 | 40,074,000 | 41,064,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 137,216,000 | 132,267,000 | 148,499,000 | 155,097,000 |
| Interest-bearing deposits | 106,322,000 | 103,490,000 | 120,027,000 | 121,448,000 |
| Noninterest-bearing deposits | 30,894,000 | 28,777,000 | 28,472,000 | 33,649,000 |
| Equity capital | 21,337,000 | 21,152,000 | 21,768,000 | 21,046,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,456,000 | 3,059,000 | 4,682,000 | 6,452,000 |
| Interest expense | 82,000 | 165,000 | 258,000 | 358,000 |
| Net interest income | 1,374,000 | 2,894,000 | 4,424,000 | 6,094,000 |
| Noninterest income | 148,000 | 302,000 | 474,000 | 673,000 |
| Noninterest expense | 1,217,000 | 2,501,000 | 3,778,000 | 5,351,000 |
| Provision for loan losses | 0 | 0 | 0 | 100,000 |
| Pretax income | 305,000 | 716,000 | 1,141,000 | 1,344,000 |
| Income tax | 0 | 2,000 | 2,000 | 2,000 |
| Net income | 305,000 | 714,000 | 1,139,000 | 1,342,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,518,000 | 20,926,000 | 21,352,000 | 20,555,000 |
| Total capital | 22,942,000 | 22,489,000 | 23,004,000 | 22,295,000 |
| Risk-weighted assets | 113,236,000 | 124,572,000 | 132,083,000 | 138,748,000 |