Call reports 2012
COMMUNITY BANK CORPORATION — 2012
What COMMUNITY BANK CORPORATION reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 148,547,000 | 151,997,000 | 149,994,000 | 157,825,000 |
| Total loans | 110,491,000 | 105,830,000 | 111,331,000 | 99,258,000 |
| Allowance for loan losses | 3,128,000 | 3,113,000 | 3,278,000 | 2,287,000 |
| Securities available for sale | 8,842,000 | 11,380,000 | 11,232,000 | 11,663,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 123,360,000 | 126,417,000 | 123,578,000 | 133,047,000 |
| Interest-bearing deposits | 101,890,000 | 97,162,000 | 101,839,000 | 106,570,000 |
| Noninterest-bearing deposits | 21,470,000 | 29,255,000 | 21,739,000 | 26,477,000 |
| Equity capital | 16,265,000 | 20,723,000 | 21,344,000 | 21,709,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,826,000 | 3,624,000 | 5,245,000 | 6,912,000 |
| Interest expense | 204,000 | 383,000 | 540,000 | 716,000 |
| Net interest income | 1,622,000 | 3,241,000 | 4,705,000 | 6,196,000 |
| Noninterest income | 152,000 | 301,000 | 692,000 | 941,000 |
| Noninterest expense | 1,260,000 | 2,560,000 | 4,140,000 | 5,513,000 |
| Provision for loan losses | 150,000 | 150,000 | -100,000 | -100,000 |
| Pretax income | 364,000 | 833,000 | 1,358,000 | 1,723,000 |
| Income tax | 0 | 0 | 0 | 5,000 |
| Net income | 364,000 | 833,000 | 1,358,000 | 1,718,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,004,000 | 20,473,000 | 20,997,000 | 21,359,000 |
| Total capital | 17,529,000 | 21,975,000 | 22,499,000 | 22,676,000 |
| Risk-weighted assets | 120,420,000 | 118,554,000 | 118,288,000 | 104,430,000 |