Call reports 2011
COMMUNITY BANK CORPORATION — 2011
What COMMUNITY BANK CORPORATION reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 166,547,000 | 161,851,000 | 154,918,000 | 148,689,000 |
| Total loans | 126,942,000 | 126,500,000 | 122,900,000 | 113,975,000 |
| Allowance for loan losses | 3,239,000 | 3,509,000 | 3,046,000 | 2,780,000 |
| Securities available for sale | 13,974,000 | 17,218,000 | 13,467,000 | 11,228,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 139,669,000 | 135,195,000 | 126,489,000 | 123,574,000 |
| Interest-bearing deposits | 121,175,000 | 113,087,000 | 105,295,000 | 100,409,000 |
| Noninterest-bearing deposits | 18,494,000 | 22,108,000 | 21,194,000 | 23,165,000 |
| Equity capital | 14,519,000 | 14,934,000 | 15,668,000 | 15,813,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,044,000 | 4,117,000 | 6,219,000 | 8,295,000 |
| Interest expense | 437,000 | 780,000 | 1,065,000 | 1,309,000 |
| Net interest income | 1,607,000 | 3,337,000 | 5,154,000 | 6,986,000 |
| Noninterest income | 234,000 | 460,000 | 684,000 | 886,000 |
| Noninterest expense | 1,311,000 | 2,707,000 | 4,134,000 | 5,710,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 740,000 |
| Pretax income | 380,000 | 857,000 | 1,362,000 | 1,553,000 |
| Income tax | 0 | 0 | 0 | 5,000 |
| Net income | 380,000 | 857,000 | 1,362,000 | 1,548,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,475,000 | 14,951,000 | 15,456,000 | 15,640,000 |
| Total capital | 16,228,000 | 16,678,000 | 17,159,000 | 17,221,000 |
| Risk-weighted assets | 138,719,000 | 136,382,000 | 134,832,000 | 125,246,000 |