Call reports 2010
COMMUNITY BANK CORPORATION — 2010
What COMMUNITY BANK CORPORATION reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 199,100,000 | 190,076,000 | 176,540,000 | 172,544,000 |
| Total loans | 134,663,000 | 134,740,000 | 135,050,000 | 128,802,000 |
| Allowance for loan losses | 2,159,000 | 2,198,000 | 2,941,000 | 3,327,000 |
| Securities available for sale | 9,291,000 | 11,787,000 | 12,694,000 | 14,861,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 144,874,000 | 140,585,000 | 147,123,000 | 144,868,000 |
| Interest-bearing deposits | 128,887,000 | 126,325,000 | 131,464,000 | 127,409,000 |
| Noninterest-bearing deposits | 15,988,000 | 14,260,000 | 15,660,000 | 17,459,000 |
| Equity capital | 35,922,000 | 36,353,000 | 15,906,000 | 14,131,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,185,000 | 4,411,000 | 6,714,000 | 9,025,000 |
| Interest expense | 620,000 | 1,237,000 | 1,828,000 | 2,368,000 |
| Net interest income | 1,565,000 | 3,174,000 | 4,886,000 | 6,657,000 |
| Noninterest income | 260,000 | 496,000 | 727,000 | 968,000 |
| Noninterest expense | 1,403,000 | 2,756,000 | 24,932,000 | 27,978,000 |
| Provision for loan losses | 10,000 | 89,000 | 318,000 | 610,000 |
| Pretax income | 412,000 | 825,000 | -19,637,000 | -20,963,000 |
| Income tax | 0 | 0 | 0 | 2,000 |
| Net income | 412,000 | 825,000 | -19,637,000 | -20,965,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,524,000 | 16,036,000 | 15,900,000 | 14,095,000 |
| Total capital | 17,683,000 | 17,967,000 | 17,823,000 | 15,877,000 |
| Risk-weighted assets | 153,578,000 | 153,449,000 | 152,799,000 | 141,057,000 |