Call reports 2009
COMMUNITY BANK CORPORATION — 2009
What COMMUNITY BANK CORPORATION reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 186,105,000 | 185,977,000 | 190,724,000 | 195,470,000 |
| Total loans | 137,730,000 | 135,471,000 | 143,612,000 | 140,655,000 |
| Allowance for loan losses | 1,564,000 | 1,619,000 | 1,811,000 | 2,110,000 |
| Securities available for sale | 13,350,000 | 14,666,000 | 14,557,000 | 10,621,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 128,693,000 | 127,691,000 | 130,046,000 | 139,946,000 |
| Interest-bearing deposits | 114,724,000 | 113,839,000 | 115,009,000 | 125,001,000 |
| Noninterest-bearing deposits | 13,970,000 | 13,852,000 | 15,037,000 | 14,945,000 |
| Equity capital | 36,395,000 | 36,648,000 | 37,279,000 | 35,505,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,219,000 | 4,467,000 | 6,764,000 | 9,160,000 |
| Interest expense | 842,000 | 1,534,000 | 2,194,000 | 2,830,000 |
| Net interest income | 1,377,000 | 2,933,000 | 4,570,000 | 6,330,000 |
| Noninterest income | 217,000 | 468,000 | 747,000 | 1,031,000 |
| Noninterest expense | 1,110,000 | 2,389,000 | 3,593,000 | 4,919,000 |
| Provision for loan losses | 57,000 | 112,000 | 304,000 | 2,575,000 |
| Pretax income | 427,000 | 900,000 | 1,420,000 | 101,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 427,000 | 900,000 | 1,420,000 | 101,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,483,000 | 15,827,000 | 16,234,000 | 15,013,000 |
| Total capital | 17,047,000 | 17,446,000 | 18,045,000 | 16,970,000 |
| Risk-weighted assets | 152,867,000 | 151,378,000 | 157,423,000 | 156,401,000 |