Call reports 2001
COMMUNITY BANK CORPORATION — 2001
What COMMUNITY BANK CORPORATION reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 27,283,000 | 29,739,000 | 29,435,000 | 35,584,000 |
| Total loans | 6,490,000 | 9,570,000 | 16,719,000 | 17,260,000 |
| Allowance for loan losses | 59,000 | 74,000 | 170,000 | 176,000 |
| Securities available for sale | 5,714,000 | 6,384,000 | 6,095,000 | 9,462,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,554,000 | 27,086,000 | 23,659,000 | 29,824,000 |
| Interest-bearing deposits | 20,792,000 | 20,189,000 | 19,164,000 | 24,700,000 |
| Noninterest-bearing deposits | 3,762,000 | 6,897,000 | 4,495,000 | 5,124,000 |
| Equity capital | 2,587,000 | 2,544,000 | 5,581,000 | 5,548,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 452,000 | 850,000 | 1,288,000 | 1,759,000 |
| Interest expense | 260,000 | 462,000 | 628,000 | 762,000 |
| Net interest income | 192,000 | 388,000 | 660,000 | 997,000 |
| Noninterest income | 15,000 | 51,000 | 91,000 | 137,000 |
| Noninterest expense | 331,000 | 628,000 | 1,039,000 | 1,406,000 |
| Provision for loan losses | 15,000 | 30,000 | 126,000 | 136,000 |
| Pretax income | -139,000 | -219,000 | -414,000 | -408,000 |
| Income tax | -57,000 | -90,000 | -168,000 | -164,000 |
| Net income | -82,000 | -129,000 | -246,000 | -244,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,573,000 | 2,530,000 | 5,512,000 | 5,515,000 |
| Total capital | 2,632,000 | 2,604,000 | 5,682,000 | 5,691,000 |
| Risk-weighted assets | 11,033,000 | 16,716,000 | 23,564,000 | 24,244,000 |