Call reports 2025
SECURITY BANK AND TRUST COMPANY — 2025
What SECURITY BANK AND TRUST COMPANY reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 1,461,379,000 | 1,480,119,000 | 1,500,172,000 | 1,554,252,000 |
| Total loans | 957,839,000 | 1,010,182,000 | 1,027,902,000 | 1,081,398,000 |
| Allowance for loan losses | 3,218,000 | 3,219,000 | 3,223,000 | 3,225,000 |
| Securities available for sale | 371,748,000 | 354,659,000 | 321,996,000 | 315,743,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 5,227,000 | 5,251,000 | 5,383,000 | 5,474,000 |
| Total deposits | 1,237,201,000 | 1,231,390,000 | 1,263,355,000 | 1,314,426,000 |
| Interest-bearing deposits | 1,083,282,000 | 1,086,458,000 | 1,116,892,000 | 1,172,002,000 |
| Noninterest-bearing deposits | 153,919,000 | 144,932,000 | 146,463,000 | 142,424,000 |
| Equity capital | 160,745,000 | 164,994,000 | 172,085,000 | 175,562,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 19,798,000 | 40,461,000 | 61,314,000 | 82,505,000 |
| Interest expense | 8,620,000 | 17,201,000 | 26,172,000 | 34,712,000 |
| Net interest income | 11,178,000 | 23,260,000 | 35,142,000 | 47,793,000 |
| Noninterest income | 1,121,000 | 3,296,000 | 5,177,000 | 6,226,000 |
| Noninterest expense | 6,387,000 | 12,779,000 | 19,502,000 | 27,536,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 5,674,000 | 13,448,000 | 20,593,000 | 26,305,000 |
| Income tax | 836,000 | 2,095,000 | 3,209,000 | 4,296,000 |
| Net income | 4,838,000 | 11,353,000 | 17,384,000 | 22,009,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 159,837,000 | 165,517,000 | 169,913,000 | 172,260,000 |
| Total capital | 163,055,000 | 168,736,000 | 173,136,000 | 175,485,000 |
| Risk-weighted assets | 1,097,948,000 | 1,141,998,000 | 1,152,307,000 | 1,169,499,000 |