Call reports 2023
SECURITY BANK AND TRUST COMPANY — 2023
What SECURITY BANK AND TRUST COMPANY reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 1,065,018,000 | 1,138,098,000 | 1,165,624,000 | 1,178,335,000 |
| Total loans | 736,578,000 | 754,019,000 | 771,210,000 | 788,323,000 |
| Allowance for loan losses | 3,478,000 | 3,475,000 | 3,322,000 | 3,214,000 |
| Securities available for sale | 239,461,000 | 301,091,000 | 310,207,000 | 310,233,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 12,191,000 | 12,270,000 | 12,291,000 | 12,735,000 |
| Total deposits | 937,267,000 | 975,719,000 | 1,024,232,000 | 1,024,089,000 |
| Interest-bearing deposits | 816,063,000 | 847,223,000 | 916,258,000 | 915,413,000 |
| Noninterest-bearing deposits | 121,204,000 | 128,496,000 | 107,974,000 | 108,676,000 |
| Equity capital | 100,496,000 | 108,371,000 | 114,169,000 | 120,717,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 12,206,000 | 26,519,000 | 41,881,000 | 57,591,000 |
| Interest expense | 4,735,000 | 10,705,000 | 17,971,000 | 26,101,000 |
| Net interest income | 7,471,000 | 15,814,000 | 23,910,000 | 31,490,000 |
| Noninterest income | 821,000 | 1,430,000 | 2,490,000 | 3,784,000 |
| Noninterest expense | 3,874,000 | 7,836,000 | 12,098,000 | 17,204,000 |
| Provision for loan losses | 75,000 | 75,000 | 75,000 | 75,000 |
| Pretax income | 4,129,000 | 9,119,000 | 14,013,000 | 17,751,000 |
| Income tax | 693,000 | 1,536,000 | 2,371,000 | 2,261,000 |
| Net income | 3,436,000 | 7,583,000 | 11,642,000 | 15,490,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 105,997,000 | 115,627,000 | 123,466,000 | 126,137,000 |
| Total capital | 109,475,000 | 119,102,000 | 126,788,000 | 129,351,000 |
| Risk-weighted assets | 816,771,000 | 860,661,000 | 879,129,000 | 891,052,000 |