Call reports 2022
SECURITY BANK AND TRUST COMPANY — 2022
What SECURITY BANK AND TRUST COMPANY reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 852,272,000 | 883,210,000 | 1,003,932,000 | 1,042,457,000 |
| Total loans | 616,458,000 | 659,342,000 | 734,180,000 | 732,582,000 |
| Allowance for loan losses | 2,694,000 | 2,713,000 | 2,649,000 | 3,495,000 |
| Securities available for sale | 129,238,000 | 135,734,000 | 141,374,000 | 203,881,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 29,236,000 | 17,693,000 | 14,073,000 | 14,900,000 |
| Total deposits | 769,425,000 | 782,960,000 | 903,594,000 | 938,448,000 |
| Interest-bearing deposits | 657,257,000 | 646,985,000 | 780,831,000 | 811,015,000 |
| Noninterest-bearing deposits | 112,168,000 | 135,975,000 | 122,763,000 | 127,433,000 |
| Equity capital | 77,678,000 | 94,846,000 | 94,384,000 | 97,576,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 7,220,000 | 15,021,000 | 24,567,000 | 35,903,000 |
| Interest expense | 581,000 | 1,247,000 | 2,952,000 | 6,765,000 |
| Net interest income | 6,639,000 | 13,774,000 | 21,615,000 | 29,138,000 |
| Noninterest income | -137,000 | -532,000 | -12,000 | 2,612,000 |
| Noninterest expense | 3,498,000 | 7,058,000 | 10,983,000 | 15,941,000 |
| Provision for loan losses | 0 | 0 | 0 | 800,000 |
| Pretax income | 2,996,000 | 6,166,000 | 10,603,000 | 14,988,000 |
| Income tax | 399,000 | 816,000 | 1,588,000 | 2,433,000 |
| Net income | 2,597,000 | 5,350,000 | 9,015,000 | 12,555,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 77,270,000 | 98,860,000 | 101,362,000 | 103,739,000 |
| Total capital | 79,964,000 | 101,573,000 | 104,011,000 | 107,234,000 |
| Risk-weighted assets | 670,227,000 | 733,875,000 | 812,261,000 | 815,757,000 |