Call reports 2021
SECURITY BANK AND TRUST COMPANY — 2021
What SECURITY BANK AND TRUST COMPANY reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 777,096,000 | 793,065,000 | 786,632,000 | 807,285,000 |
| Total loans | 581,864,000 | 604,832,000 | 593,178,000 | 607,166,000 |
| Allowance for loan losses | 1,825,000 | 1,826,000 | 2,829,000 | 2,661,000 |
| Securities available for sale | 108,558,000 | 110,001,000 | 97,275,000 | 101,656,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 5,009,000 | 15,111,000 | 20,110,000 | 20,244,000 |
| Total deposits | 665,304,000 | 702,701,000 | 696,286,000 | 714,054,000 |
| Interest-bearing deposits | 556,085,000 | 595,620,000 | 588,750,000 | 598,237,000 |
| Noninterest-bearing deposits | 109,218,000 | 107,081,000 | 107,535,000 | 115,817,000 |
| Equity capital | 75,359,000 | 78,649,000 | 79,318,000 | 82,964,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 6,627,000 | 13,456,000 | 20,377,000 | 27,507,000 |
| Interest expense | 860,000 | 1,663,000 | 2,350,000 | 2,935,000 |
| Net interest income | 5,767,000 | 11,793,000 | 18,027,000 | 24,572,000 |
| Noninterest income | 1,894,000 | 3,543,000 | 6,118,000 | 7,508,000 |
| Noninterest expense | 3,234,000 | 6,629,000 | 10,221,000 | 14,556,000 |
| Provision for loan losses | 0 | 0 | 1,000,000 | 1,000,000 |
| Pretax income | 4,478,000 | 8,813,000 | 13,248,000 | 16,939,000 |
| Income tax | 201,000 | 444,000 | 258,000 | 150,000 |
| Net income | 4,277,000 | 8,369,000 | 12,990,000 | 16,789,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 69,219,000 | 72,343,000 | 73,382,000 | 77,198,000 |
| Total capital | 71,044,000 | 74,169,000 | 76,211,000 | 79,859,000 |
| Risk-weighted assets | 602,151,000 | 605,758,000 | 608,242,000 | 639,099,000 |