Call reports 2020
SECURITY BANK AND TRUST COMPANY — 2020
What SECURITY BANK AND TRUST COMPANY reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 502,487,000 | 612,226,000 | 703,367,000 | 741,406,000 |
| Total loans | 389,884,000 | 481,255,000 | 536,327,000 | 548,695,000 |
| Allowance for loan losses | 1,633,000 | 1,820,000 | 1,823,000 | 1,823,000 |
| Securities available for sale | 70,989,000 | 77,684,000 | 85,739,000 | 101,102,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 450,220,000 | 487,582,000 | 560,940,000 | 611,710,000 |
| Interest-bearing deposits | 398,282,000 | 418,254,000 | 472,663,000 | 515,128,000 |
| Noninterest-bearing deposits | 51,938,000 | 69,328,000 | 88,277,000 | 96,582,000 |
| Equity capital | 43,793,000 | 50,259,000 | 59,228,000 | 74,780,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 5,260,000 | 10,966,000 | 16,910,000 | 23,483,000 |
| Interest expense | 1,314,000 | 2,500,000 | 3,646,000 | 4,570,000 |
| Net interest income | 3,946,000 | 8,466,000 | 13,264,000 | 18,913,000 |
| Noninterest income | 572,000 | 3,742,000 | 4,356,000 | 5,210,000 |
| Noninterest expense | 2,648,000 | 5,803,000 | 8,841,000 | 13,200,000 |
| Provision for loan losses | 500,000 | 700,000 | 700,000 | 700,000 |
| Pretax income | 1,370,000 | 5,730,000 | 8,104,000 | 10,249,000 |
| Income tax | 28,000 | 248,000 | 350,000 | 554,000 |
| Net income | 1,342,000 | 5,482,000 | 7,754,000 | 9,695,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,661,000 | 46,370,000 | 52,672,000 | 67,654,000 |
| Total capital | 45,294,000 | 48,190,000 | 54,495,000 | 69,477,000 |
| Risk-weighted assets | 418,304,000 | 439,499,000 | 509,340,000 | 563,600,000 |